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14658 Fern Lake CT photos

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14658 Fern Lake CT, NAPLES

Single Family Residence

Active

$649,999

4

Beds

3

Baths

2,602

Sqft

Est. $3,960/mo · Get pre-qualified

Home Type: Single Family ResidenceYear Built: 2013Sqft: 2,602Price/Sqft: $250Lot Size: 0.16 acres

One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful lake views set the tone for this spacious 4-bedroom + den, 3-bath home in Reflection Lakes. Overlooking a serene lake, the home offers a peaceful backdrop that can be enjoyed from the main living areas and lanai. Inside, the warm and inviting two-story floor plan offers generous living space, flexible rooms, and an easy flow for both everyday living and entertaining. The kitchen opens seamlessly to the great room and features a large center island with seating, white cabinetry, granite countertops, stainless steel appliances, and a walk-in pantry. There is plenty of room for a large farmhouse-style dining table, making this a wonderful gathering space for family and friends. Sliding glass doors open to the lanai, bringing the outdoor setting into view and creating a natural connection between the interior and exterior living spaces. The first floor includes a private bedroom, full bath, and a versatile den ideal for a home office, study, or additional sitting area. Upstairs, the expansive loft offers exceptional flexibility and can serve as a media room, game room, workout space, study area, or second family room. Three additional bedrooms are also located upstairs, including the spacious owner’s suite featuring an electric fireplace with shiplap surround, walk in closet, and a spa-inspired bath with a large soaking tub, glass-enclosed shower, separate water closet, dual vanities, and generous storage. Additional features include tile flooring throughout the main living areas, newer luxury vinyl plank flooring, two guest baths with updated modern faucets and painted cabinetry, dual-zone A/C with one newer unit, and a two-car garage with epoxy flooring, overhead storage racks, and an additional refrigerator. Reflection Lakes offers gated, amenity-rich living with two community pools, a clubhouse, fitness center, library, card room, bocce, billiards, ballroom with catering kitchen, and an active social calendar. LOW HOA fees include irrigation, landscaping and yard maintenance, DIRECTV with premium channels, upgraded Wi-Fi equipment, and on-site community management. There is NO CDD. Conveniently located near grocery stores, medical services, Downtown Naples, Marco Island, beaches, shopping, and dining, this is a wonderful opportunity to enjoy spacious lakefront living with flexible indoor and outdoor spaces in Reflection Lakes of Naples.

59 days on market · Listing updated September 13, 2026

Location

Facts & Features

Interior Features:
Great Room, Den - Study, Family Room, Guest Bath, Guest Room, Loft, Wired for Data, Entrance Foyer, Pantry, Walk-In Closet(s)
Appliances:
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Flooring:
Other
Laundry:
Washer/Dryer Hookup, Inside
Primary Bathroom:
Dual Sinks, Separate Tub And Shower
Kitchen:
Kitchen Island, Pantry
Dining Room:
Breakfast Bar, Breakfast Room, Dining - Family, Eat-in Kitchen
Entry Level:
0
Heating:
Central Electric, Fireplace(s)
Cooling:
Ceiling Fan(s), Central Electric
Utilities:
Underground Utilities, Cable Available
Sewer:
Central
Water Source:
Central
Security:
Smoke Detector(s), Smoke Detectors
Exterior Features:
Room for Pool, Sprinkler Auto
Construction:
Concrete Block, Stucco
Roof:
Tile
Patio / Porch:
Screened Lanai/Porch
View:
Lake, Water
Waterfront:
Lake Front
Direction Faces:
Northeast
Lot Features:
Cul-De-Sac, Regular
Irrigation:
Central
Road Surface:
Paved
Road Frontage:
Cul-De-Sac
Parking:
Driveway Paved, Paved, Garage Door Opener, Attached
Garage Spaces:
2
Windows:
Sliding, Shutters, Window Coverings
Community Features:
Bike And Jog Path, Billiards, Bocce Court, Clubhouse, Pool, Community Room, Fitness Center, Hobby Room, Internet Access, Library, Sidewalks, Street Lights, Gated
Subdivision:
REFLECTION LAKES OF NAPLES
Elementary School:
MANATEE ELEMENTARY
Middle School:
MANATEE MIDDLE
High School:
LELY HIGH SCHOOL
Annual Taxes:
$5,061
Pets Allowed:
With Approval
Furnished:
Negotiable
Possession:
Negotiable
Listing Terms:
Buyer Finance/Cash
Disclosures:
Seller Disclosure Available

Price History

DateEventPrice
Jul 31, 2026Original list price$649,999

Reflects listing data on file, not a complete transaction history.

Listed by Sarita O'Shea, Coldwell Banker Realty

Co-listed by Aimee O'Connor, Coldwell Banker Realty

$649,999

14658 Fern Lake CT, NAPLES

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$3,960

est. monthly payment

Estimate only — actual payment depends on your lender, credit profile, and final loan terms.

The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3468074. Properties displayed on this Website include properties listed with brokerage firms other than Sands Real Estate & Property Management. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service.